5 Ways to Protect Yourself From Overspending

5 Ways to Protect Yourself From Overspending

Creating a strong emergency fund is an essential step to basic financial security, yet many of us find it difficult to set aside a regular monthly amount for savings. As a financial advisor, I think one of the reasons this is such a challenge is due to the way our...
The Beauty Of A Budget

The Beauty Of A Budget

Many people think budgets are about deprivation. As a financial advisor, I feel they are about liberation. Here’s a simple three-step plan to create a budget that you will feel excited to follow. Step #1: Understand the real purpose of a budget.It’s not necessarily...
If This Happens, Will You Be Protected?

If This Happens, Will You Be Protected?

Cancer. Stroke. Broken bones. Every day, thousands of Americans find themselves on the receiving end of these diagnoses. While such health challenges are never fun to confront, the diagnosis is just the first of a “one-two” punch.  First, you have to work with your...
3 Simple Retirement Savings Ideas For 2013

3 Simple Retirement Savings Ideas For 2013

As an investment advisor, I love studying the habits of individuals who have achieved a high level of confidence and serenity in their financial lives. One common factor I’ve observed is a consistent focus on the handful of things they can control (as opposed to...